Junior Wealth Builders

Building Confident, Financially Empowered Youth

About the Program

Money is more than dollars and cents—it's about opportunities, confidence, and creating a future filled with possibilities.

The Junior Wealth Builders Program is a dynamic six-week financial literacy and entrepreneurship program designed for youth ages 12–18. Through engaging activities, real-life scenarios, interactive discussions, and hands-on business challenges, participants gain practical money management skills while developing the confidence to become future leaders, entrepreneurs, and changemakers.

At Care Masters, we believe that financial education should be accessible, culturally relevant, and empowering. That's why our program blends financial literacy with history, community, and leadership, helping young people see themselves as builders of generational wealth.

Because when our youth thrive, our communities thrive.

What Youth Will Learn

Throughout six engaging sessions, participants will learn how to:

  • Understand how money works in everyday life

  • Differentiate between needs and wants

  • Build healthy spending and saving habits

  • Use bank accounts and financial tools confidently

  • Understand credit and avoid common financial mistakes

  • Read paycheques and understand taxes

  • Explore entrepreneurship and side hustles

  • Turn their talents into income opportunities

  • Develop and confidently present a business idea

Each lesson builds upon the previous one, giving participants the knowledge and confidence to make informed financial decisions today and in the future.

Program Highlights

✔ Interactive games and group activities

✔ Real-world financial scenarios

✔ Entrepreneurial thinking and business planning

✔ Financial literacy tailored for Canadian youth

✔ Hands-on budgeting exercises

✔ Business pitch presentations

✔ Leadership and communication skill development

✔ Safe, supportive, and culturally responsive learning environment

Our Six-Week Journey

Week 1: Money Basics & Real-Life Money Flow

Youth explore what wealth truly means, learn the difference between needs and wants, discover how money moves through earning, spending, saving, and growing, and begin building a healthy money mindset.

Week 2: Banking & Smart Money Management

Participants learn how bank accounts work, compare debit and credit, understand interest, and discover financial tools available to Canadians.

Week 3: Spending Wisely & Understanding Credit

Students learn how to recognize spending habits, avoid debt traps, create budgets, and make intentional financial decisions.

Week 4: Taxes & Understanding Your Paycheque

Youth explore how taxes work in Canada, learn about deductions, understand gross versus net income, and discover strategies for keeping more of what they earn.

Week 5: Entrepreneurship & Side Hustles

Participants identify their strengths, explore income-generating opportunities, and learn how to transform their skills and passions into business ideas.

Week 6: Business Pitch Showcase

Each participant develops and presents a business idea, practicing communication, confidence, problem-solving, and leadership while receiving constructive feedback.

Our Services

Explore our range of services designed to help you move forward with confidence, wherever you're headed next.

Meet the Team

  • "Their attention to detail and commitment" to quality truly stood out. We’ve already recommended them to others.

    —Former Customer

  • "Creative, reliable, and genuinely passionate about what they do."

    —Former Customer

  • "A professional team that delivers on their promises."

    —Former Customer

  • "Every detail was thoughtfully executed. We're thrilled with the outcome."

    —Former Customer

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